Module 03

Lifestyle Reality Check

Pressure-test your monthly outflows against a healthy executive allocation.

Monthly outflows

HousingHealthy ≤ 28%

TransportationHealthy ≤ 10%

FoodHealthy ≤ 10%

UtilitiesHealthy ≤ 5%

InsuranceHealthy ≤ 5%

Children and family supportHealthy ≤ 8%

TravelHealthy ≤ 4%

HealthHealthy ≤ 5%

EntertainmentHealthy ≤ 4%

GivingHealthy ≤ 10%

SavingsHealthy ≤ 10%

InvestingHealthy ≤ 10%

TaxesHealthy ≤ 25%

Business operationsHealthy ≤ 15%

Total outflows

Recommended income floor

Outflows ≈ 70% of gross

6-month reserve target

Sustainability score

40/100

Expense warning areas

No category exceeds the healthy allocation. Stay disciplined.